Mtwealth

Universal Sompo Senior Citizen Policy can be taken by a Senior Citizen who is above 60 years of age for covering himself/ herself and his/her spouse.

The person must be above 60 years of age on last birthday for taking a policy.
Maximum entry age under the Policy for you and your spouse is restricted to 70 years.
Depending on the Sum Insured limits the insured may be asked to go undergo some medical tests.
Policy comprises of two sections- Section A & Section B, Section A is mandatory to be taken under the Policy.
Section B- Critical Illness shall be available on individual Sum Insured basis only.
Sum Insured can be enhanced upon renewal.
Pre existing diseases covered after 24 months of continuos coverage.
Family discount of 10% is available.

Title	Description
Room Rent Limit	1% of S.I or Actuals Whichever is Less.
ICU Daily Rent Limit	2% of S.I or Actuals Whichever is Less.
Pre-Hospitalization Expenses	30 Days
Post Hospitalization Expenses	60 Days
Additional Cover for Critical Illness	Yes (Optional)
Automatic Restoration of Sum Insured	On renewal.
Pre-Existing Disease / Illness coverage	After 24 months
Waiting Period for New Policy	30 Days
Free Health Checkup	After 3 Claim free Years
Ambulance Expenses	1% of SI or Rs.1500
Daily Hospitalization Allowance	0.1% of S.I or Rs 250 whichever is less, max. Rs.2500
Nursing Allowance	1% of S.I
No Claim Bonus	5% max. upto 10 calim free Years