Mtwealth

Universal Sompo Senior Citizen Policy can be taken by a Senior Citizen who is above 60 years of age for covering himself/ herself and his/her spouse.

The person must be above 60 years of age on last birthday for taking a policy.
Maximum entry age under the Policy for you and your spouse is restricted to 70 years.
Policy comprises of two sections- Section A & Section B, Section A is mandatory to be taken under the Policy.
Depending on the Sum Insured limits the insured may be asked to go undergo some medical tests.
Section B- Critical Illness shall be available on individual Sum Insured basis only.
Sum Insured can be enhanced upon renewal.
Family discount of 10% is available.
Pre existing diseases covered after 24 months of continuos coverage.

Title	Description
Room Rent Limit	1% of S.I or Actuals Whichever is Less.
ICU Daily Rent Limit	2% of S.I or Actuals Whichever is Less.
Pre-Hospitalization Expenses	30 Days
Post Hospitalization Expenses	60 Days
Additional Cover for Critical Illness	Yes (Optional)
Automatic Restoration of Sum Insured	On renewal.
Pre-Existing Disease / Illness coverage	After 24 months
Waiting Period for New Policy	30 Days
Free Health Checkup	After 3 Claim free Years
Ambulance Expenses	1% of SI or Rs.1500
Daily Hospitalization Allowance	0.1% of S.I or Rs 250 whichever is less, max. Rs.2500
Nursing Allowance	1% of S.I
No Claim Bonus	5% max. upto 10 calim free Years