This is is a basic health insurance policy which covers medical expenses incurred by a person due to any illness, injury or accident
Title | Description |
---|---|
Room Rent Limit | Medical Expenses |
ICU Daily Rent Limit | Medical Expenses |
Pre-Hospitalization Expenses | 60 days |
Post Hospitalization Expenses | 90 days |
Minimum Hospitalization Period | 24 Hrs |
Day Care Procedure Coverage | All procedures covered |
Additional Cover for Critical Illness | Up to 100% of basic sum insured, Max 1000000 |
Pre-Existing Disease / Illness coverage | After36 months, 24 months for specific diseases |
Waiting Period for New Policy | 30 days |
Free Health Checkup | Up to 1% of sum insured per insured person, After 4 claim free years (As per the plan opted) |
Ambulance Expenses | Up to 2000 |
Non-Allopathic Treatments | Covered |
New Born Baby Cover | On Payment of Additional Premium. |
Daily Hospitalization Allowance | Covered |
Donor Expenses | Covered |
Attendant Allowance | Upto Rs. 24000 (As per the plan opted) |
Nursing Allowance | Covered |
No Claim Bonus | Up to 10% per claim free year, Max 100% |