Medi Classic Individual



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Synopsis:

Medi Classic is a health insurance plan that provides for reimbursement of hospitalization expenses incurred as a result of illness/diseases/sickness and/or accidental injuries, so that you can keep your dreams alive

Highlight:

 
  • Discount of 5% in case the term is 2 years
  • The sum insured is automatically restored by 200% when basic insured is fully exhausted
  • More than 100 Day care treatments are covered
  • No Medical tests are required up to 50 years of age
  • Non-allopathic treatment is also covered
  • Hospital Cash benefit available, if opted
  • Covers the HIV positive persons (except for treatment of HIV/AIDS) with minimum CD 4 Count
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

 
Title Description
Room Rent Limit Up to 2% of sum insured, max 5000
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 101 procedures covered
Automatic Restoration of Sum Insured Up to 200% of basic sum insured
Pre-Existing Disease / Illness coverage After48 months
Waiting Period for New Policy 30 days
Co-Payment Up to 10% for age above 60 years
Medical Screening Above age 50 years
Free Health Checkup After 4 claim free years, Max 5000 for sum insured above 200000
Ambulance Expenses Up to 750 per hospitalization, Max 1500 per policy year
Non-Allopathic Treatments Up to 25% of sum insured, Max 25000
Nursing Allowance Up to 2% sum insured ,Max 5000
No Claim Bonus Up to 25% of basic sum insured ,for every claim free years

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