In this policy you opt for a compulsory deductible amount, which you bear either through existing health coverage or through own/other sources. The policy acts as an additional cover over and above the deductible amount.
| Title | Description |
|---|---|
| Room Rent Limit | Covered |
| ICU Daily Rent Limit | Covered |
| Pre-Hospitalization Expenses | 60 days |
| Post Hospitalization Expenses | 90 days |
| Minimum Hospitalization Period | 24 hrs |
| Pre-Existing Disease / Illness coverage | After 48 months of continuous coverage |
| Waiting Period for New Policy | 30 days |
| Medical Screening | Above age 45 years |
| Free Health Checkup | Up to 50% of the cost reimbursed |
| Ambulance Expenses | Max 3000 |
| Non-Allopathic Treatments | Covered |
| Daily Hospitalization Allowance | Up to 0.1% |
| Donor Expenses | Covered |
| Nursing Allowance | Covered |