Swashthya Kavach



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Synopsis:

Swasthya Kavach Family Health Insurance is a family health insurance plan which is designed to cover medical treatment, hospitalization, surgery and organ transplant expenses in case of an illness or accident.

Highlight:

 
  • Daily hospitalization allowance is provided
  • Additional sum assured of 5% is provided on renewal if no claims are made in previous year
  • Child care assistance, medical consultation etc. provided in case of an emergency
  • Provides an option of Critical Illness Rider
  • 121 Day Care Treatments are covered
  • No Medical Tests up to 45 Years
  • Domiciliary hospitalization expenses are covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

 
Title Description
Room Rent Limit Up to 1% of sum insured
ICU Daily Rent Limit Up to 2% of sum insured
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 30 days, 7% of hospitalisation expenses Max 7500
Minimum Hospitalization Period 24 hrs
Day Care Procedure Coverage 121 procedures covered
Pre-Existing Disease / Illness coverage After 48 months of continuous coverage
Waiting Period for New Policy 30 days
Medical Screening Above age 45 years
Ambulance Expenses Up to 750
Daily Hospitalization Allowance 150
Donor Expenses Covered
No Claim Bonus Up to 5% of sum insured, Max 50%

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