Medisure Prime Individual



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Synopsis:

Medisure Prime is a health plan designed through a scientific process that will enable you to continue enjoying the pleasant moments with your family and bounce back from a medical emergency, quickly!

Highlight:

 
  • All Day care treatments are covered. No exceptions
  • No Medical tests up to the age of 45 years
  • Double Sum Insured for treatment of Critical Illness, if opted
  • Lump-sum recovery benefit in case hospitalization exceeds 10 continuous days
  • Reinstatement of Sum Insured in case of hospitalization due to an accident
  • Free health check-up after every 2 years for insured persons above 45 years of age
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

 
Title Description
Room Rent Limit No Limit
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes
Additional Cover for Critical Illness Optional
Automatic Restoration of Sum Insured Yes, once in a policy year
Pre-Existing Disease / Illness coverage After 36 months
Waiting Period for New Policy 30 days
Co-Payment Yes
Medical Screening Yes
Free Health Checkup Once in 2years, For age above 45
Ambulance Expenses Maximum up to 1,500/-
New Born Baby Cover Up to 10 % of sum insured , Max 50000
Daily Hospitalization Allowance Up to 1000 per day from day 4 to day 10
Donor Expenses Yes
Attendant Allowance Up to 500 per day, Max 7 days
No Claim Bonus Up to 5% After every claim free renewal, Max 50%

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