Mtwealth

In addition to the usual mediclaim policies,Health smart offers a range of Services in case of unexpected medical emergencies.

Covers for Medical expenses incurred by the Insured as an Outpatient.
Critical Illness cover up to 100% of sum insured for specified critical Illnesses.
Value Added Services such as Free health check-up coupon & Online Chat with Medical Practitioners.
Pre-existing diseases are Covered after 24 months.
Cumulative Bonus on Renewal for every Claim Free Year.

Title	Description
Room Rent Limit	No Limit
ICU Daily Rent Limit	No Limit
Pre-Hospitalization Expenses	30 days
Post Hospitalization Expenses	60 days
Minimum Hospitalization Period	24 Hrs
Day Care Procedure Coverage	150 procedures covered
Additional Cover for Critical Illness	Optional
Pre-Existing Disease / Illness coverage	After 24 months
Waiting Period for New Policy	30 days
Medical Screening	Above age 45 years
Free Health Checkup	Yes
Ambulance Expenses	Up to 1500 per hospitalization
Non-Allopathic Treatments	Not covered
Daily Hospitalization Allowance	Up to 2000 per day, Max 10 days
Donor Expenses	Optional
Nursing Allowance	Optional
No Claim Bonus	Up to 10% per claim free year, Max 50%