National Parivar Mediclaim Policy



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Synopsis:

Parivar Mediclaim is a family floater health insurance policy wherein entire Family will be covered under single sum insured. this policy covers Hospitalisation expense incurred for treatment of illness & diseases.

Highlight:

 
  • Pre existing Diseases covered after a waiting period of 48 months.
  • More than 140 day care Procedures are covered.
  • Tax Rebate U/S 80D of the Income Tax act.
  • Provides for cashless facility and Reimbursement of hospitalisation expenses.
  • Renewals accepted till the age of 65 Years.
  • Organ donor expenses are covered.

Benefit:

 
Title Description
Room Rent Limit Up to 1% of SI or actual,
ICU Daily Rent Limit Up to 2% of SI or actual
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 140 procedures covered.
Additional Cover for Critical Illness Optional
Pre-Existing Disease / Illness coverage Covered after 48 months
Waiting Period for New Policy 30 days
Co-Payment 10%
Free Health Checkup Every 4 yrs, upto Rs.5000.
Ambulance Expenses RS.1000 Upto Rs.2500.
Non-Allopathic Treatments Covered, upto SI
New Born Baby Cover Up to 10% of SI, 30,000 upto Rs.50,000.
Daily Hospitalization Allowance 300, max.of 5 days.
Donor Expenses Covered.
No Claim Discount 5% on base premium.

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