Synopsis:
Super Top Up Medicare is a Mediclaim policy specially designed for persons aged between 18 to 80 Years which offers in-patient hospitalization expenses, pre and post hospitalization expenses, ambulance Charges etc. incurred in India
Highlight:
- This is a top-up policy where the company will pay medical expenses when total bills exceed the Deductible limit
- A top-up plan can lower the impact of rising medical costs.
- This policy covers hospitalization expenses up to the opted Sum Insured over and above a specified level called Threshold Level.
- It gives additional protection at an affordable price when hospitalization costs are very high
- No Medical tests up to the age of 45 Years
- Additional benefit is paid in case of Critical illness is diagnosed
- This policy offers protection in excess of any Primary health policy/benefit scheme that you may already have
- Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title |
Description |
Room Rent Limit |
No Limit |
Pre-Hospitalization Expenses |
30 days |
Post Hospitalization Expenses |
60 days |
Minimum Hospitalization Period |
24 Hrs |
Day Care Procedure Coverage |
Yes |
Additional Cover for Critical Illness |
Yes |
Pre-Existing Disease / Illness coverage |
After48 months |
Waiting Period for New Policy |
30 days |
Ambulance Expenses |
Up to 2500 per hospitalization |
Donor Expenses |
Covered |
Nursing Allowance |
Covered |