Family Medicare 2014



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Synopsis:

Family Medicare 2014 policy takes care of hospitalization and medical expenses incurred by individual and family members.

Highlight:

 
  • Wide cover for treatment against illnesses and accident
  • Get coverage before, during and after hospitalization
  • No medical tests required up to 45 Years of Age
  • Non-allopathic treatment is covered
  • Option of additional cover incase of Critical Illness
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

 
Title Description
Room Rent Limit Up to 1% of sum insured
ICU Daily Rent Limit Up to 2% of sum insured
Pre-Hospitalization Expenses 30 days, max 10% of sum insured
Post Hospitalization Expenses 60 days, max 10% of sum insured
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes
Pre-Existing Disease / Illness coverage After48 months, 24 months for specific diseases
Waiting Period for New Policy 30 days
Free Health Checkup Up to 1% of sum insured, once in 3 claim free years
Ambulance Expenses Up to 2500 per hospitalization
Non-Allopathic Treatments Covered
Daily Hospitalization Allowance Optional, up to 500 per day, Max up to 5000 per hospitalization
Nursing Allowance Up to 1% of the sum insured
No Claim Discount Up to 3% per year after 3 claim free years, Max 15%

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