Asha Kiran



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Synopsis:

Asha Kiran is designed for parents with ONLY Girl Child. It covers the hospitalization expenses of the family and Personal Accident for Parents.

Highlight:

 
  • Accidental death and Permanent Total disablement of parents is covered.
  • Additional benefit is paid in case of Critical illness is diagnosed
  • No Medical tests up to the age of 50 Years
  • More than 70 Day Care Treatments are covered under this Policy
  • Non-allopathic treatment is also covered
  • Life long policy renewal
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

 
Title Description
Room Rent Limit Up to 1% of sum insured
ICU Daily Rent Limit Up to 2% of sum insured
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes
Additional Cover for Critical Illness Optional, for age below 65
Pre-Existing Disease / Illness coverage After48 months
Waiting Period for New Policy 30 days
Co-Payment Yes
Free Health Checkup Up to 50% for Pre-acceptance health checkup
Ambulance Expenses Up to 1% of Sum Insured, Max - 2500
Non-Allopathic Treatments Up to 25% of sum insured
New Born Baby Cover Yes, After 24 months of continues coverage
Daily Hospitalization Allowance Up to 0.1% of sum insured
Donor Expenses Covered
Nursing Allowance Up To 1% of sum insured

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