Floater Mediclaim (old)



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Synopsis:

Floater Mediclaim is a complete health insurance policy for the entire family and covers medical expenses incurred by any insured person of the family.

Highlight:

 
  • It offers an attractive discount in premium for family cover
  • Loyalty Discount is offered on continuous policy renewal
  • Good Health Discount is provided for claim free years
  • Cost of Health Check up is also provided after a certain period of time
  • Non-allopathic treatment is also covered
  • Additional benefit is paid in case of Critical illness is diagnosed
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

 
Title Description
Room Rent Limit Up to 1% of sum insured
ICU Daily Rent Limit Up to 2% of sum insured
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage More than 72 procedures.
Additional Cover for Critical Illness Yes
Pre-Existing Disease / Illness coverage After 48 months and claim free renewal
Waiting Period for New Policy 30 days
Co-Payment Yes
Free Health Checkup Up to 50% for Pre-acceptance health checkup
Ambulance Expenses Up to 1% of Sum Insured, Max - 2500
Non-Allopathic Treatments Up to 25% of sum insured
Donor Expenses Covered
Nursing Allowance Up To 1% of sum insured

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