Mediclaim Plus is a health insurance policy which covers expenses for in-patient treatment and expenses incurred for the treatment of illness or disease or injury during the term of the policy
Title | Description |
---|---|
Room Rent Limit | Up to 1% of basic sum insured |
ICU Daily Rent Limit | Up to 2% of basic sum insured, Max 15000 |
Pre-Hospitalization Expenses | 30 days |
Post Hospitalization Expenses | 60 days |
Minimum Hospitalization Period | 24 Hrs |
Day Care Procedure Coverage | 140+ procedure covered |
Additional Cover for Critical Illness | Optional |
Pre-Existing Disease / Illness coverage | After 36 months |
Waiting Period for New Policy | 30 days |
Co-Payment | Up to 20%, for treatment in non-network |
Free Health Checkup | Every 2 years, Up to 1000 |
Ambulance Expenses | Up to 2500 |
Non-Allopathic Treatments | Covered |
New Born Baby Cover | Covered |
Daily Hospitalization Allowance | Covered |
Donor Expenses | Covered |
No Claim Bonus | Up to 5% per claim free year, Max 50% |