Mtwealth

Health Insurance Gold policy is Comprehensive health policy aims to cover in-patient hospitalization expenses up to Rs.5 Lacs

It covers medical expenses that are incurred during 30 days prior to the admission to hospital and 60 days after the discharge.
The cost of Medical check-up once every 3 years provided no claims are made in between the years.
Domiciliary Hospitalization benefit is provided
The Non-allopathic treatment cost is also covered
Tax rebate available as per provision of Income Tax Rules under section 80-D

Title	Description
Room Rent Limit	Up to 1% of sum insured
ICU Daily Rent Limit	Up to 2% of sum insured
Pre-Hospitalization Expenses	30 days
Post Hospitalization Expenses	60 days
Minimum Hospitalization Period	24 Hrs
Day Care Procedure Coverage	Yes
Pre-Existing Disease / Illness coverage	After 48 months, 24 months for specific diseases
Waiting Period for New Policy	30 days
Free Health Checkup	Up to 1% of sum insured, once in 3 claim free years
Ambulance Expenses	Up to 2500 per hospitalization
Non-Allopathic Treatments	Covered
Daily Hospitalization Allowance	Optional, up to Rs. 250/500 per day, Max up to 2500/5000 per hospitalization.
Nursing Allowance	Up to 1% of the sum insured