Care Freedom Individual



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Synopsis:

Religare Care Freedom is an Ideal plan for people aged between 45-70 with Affordable premiums, this plan provides Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.

Highlight:

 
  • Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.
  • No Loading of premium & medical underwriting.
  • Option to include spouse under floater plan for competitive premiums.
  • Pre Existing Diseases covered after a period of 24 months.
  • 20% co-pay for all claims including PED cases on entry up to age 70.
  • Life long policy renewal is available.

Benefit:

 
Title Description
Waiting Period for New Policy 30 Days
Nursing Allowance Upto 10% of S.I
Room Rent Limit Twin sharing upto 1% of S.I
ICU Daily Rent Limit Upto 2% of S.I
Pre-Hospitalization Expenses Upto 7.5% of hospitalization expenses, max. upto 10%
Post Hospitalization Expenses Upto 7.5% of hospitalization expenses, max. upto 10%
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Covered, upto S.I
Automatic Restoration of Sum Insured Up to S.I
Pre-Existing Disease / Illness coverage After 2 Years
Co-Payment 20% for entry up to 70/30% for entry above 70.
Free Health Checkup Annually
Ambulance Expenses Upto Rs.1000
Daily Hospitalization Allowance Rs.750, upto Rs.1000 for max.7 days

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