Pro Health Individual



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Synopsis:

Pro Health, a smart plan with more covers and added benefits to secure you completely. Its a Plan which goes the extra distance to assure your physical,emotional and financial well being.

Highlight:

 
  • Various discounts to save premium upto 30%.
  • Additional Non reducing Cumulative bonus.
  • Option to remove mandatory Co pay for insured Person aged 65 yrs & above.
  • Reward points equal to 1% of premium paid each year.
  • Tax Benefit U/S 80D of income Tax act.
  • A Period of 15 days to cancel the policy with Full refund.
  • World wide emergency cover upto Sum insured once in a policy year.

Benefit:

 
Title Description
Room Rent Limit Expenses Actually incurred
ICU Daily Rent Limit Actual charges
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90/180 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 171 Procedures covered
Automatic Restoration of Sum Insured Yes, as per the Plan
Pre-Existing Disease / Illness coverage 24/36/48 Months, as per the Plan
Waiting Period for New Policy 30 days
Co-Payment 10% to 20%
Free Health Checkup Yes, Once at each policy year/ Once every 3rd policy year
Ambulance Expenses Upto 2000, max.3000
New Born Baby Cover Covered upto Limit under maternity expenses.
Donor Expenses Covered, Upto sum insured
No Claim Bonus Upto 5%, max.100%

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