Health Insurance Policy - Retail Individual



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Synopsis:

SBI General’s Health Insurance Policy - Retail take control of your family’s health. This Policy makes medical treatment expenses more manageable and ensuring quality health & happiness for your family.

Highlight:

 
  • No medical test up to the age of 45 for people with no medical history.
  • Free Medical check-up for every 4 claim free years up to a maximum limit of Rs.2,500.
  • Flexible Plan Options–Metro Plan, Semi Metro Plan & Rest of India.
  • Wide Coverage – From Rs.50,000 up to Rs.500,000
  • Parental Care, Attendant nursing charge to take care of parents who are above 60 years of age.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Pre-existing diseases are Covered after 48 months of continuous coverage.
  • 15% of S.I maximum of 25000 per eye, shall be paid for expenses related to Cataract.

Benefit:

 
Title Description
Room Rent Limit 1% of S.I per day
ICU Daily Rent Limit 2% of S.I per day
Pre-Hospitalization Expenses 30 Days
Post Hospitalization Expenses 60 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 142 Procedures
Pre-Existing Disease / Illness coverage After 48 months.
Waiting Period for New Policy 30 Days
Co-Payment 10% on admissible claims.
Medical Screening After 45 Years of age.
Free Health Checkup After 4 claim free years, 1% of S.I max. upto Rs.2500
Ambulance Expenses 1% of SI up to a max of Rs.1500.
Non-Allopathic Treatments Covered
Donor Expenses Covered
Attendant Allowance Yes, Rs 500 or actual above 60 years of age per day up to a max.10 days.
Nursing Allowance 20% of S.I, max. Rs.20,000 whichever less.
No Claim Bonus Up to 5% of sum insured, max. 25%

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