Arogya Premier Policy



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Synopsis:

SBI Arogya Premier policy is exclusively designed to meet Special Healthcare requirements of such individuals, who need wider medical coverage option and best medical treatment from the top medical experts.

Highlight:

 
  • Pre-existing diseases are Covered after 48 months of continuous coverage.
  • No pre-policy medical test up to the age of 55 years for people with no medical history.
  • Upto 142 Day Care Procedures covered.
  • No medical tests required up to 55 Years of Age.
  • No Claim bonus of 10% every year (maximum up to 50%).
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Auto reinstatement of sum insured equal to the base amount,at no additional premium.

Benefit:

 
Title Description
Non-Allopathic Treatments Covered
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 60 Days
Post Hospitalization Expenses 90 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Covered
Automatic Restoration of Sum Insured Yes, upto 100%
Pre-Existing Disease / Illness coverage After 4 Years
Waiting Period for New Policy 30 days
Medical Screening Above 55 yrs of age.
Free Health Checkup After 4 claim free years.
Ambulance Expenses Actual expenses,includes Air ambulance (Upto Rs.1,00,000)
Donor Expenses Covered
Nursing Allowance Covered
No Claim Bonus 10%, upto max.50%

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