Health Companion family floater is a plan which gives you complete peace of mind. It take care of your medical expenses and safeguard your hard earned assets.
| Title | Description |
|---|---|
| Room Rent Limit | Covered |
| ICU Daily Rent Limit | Covered |
| Pre-Hospitalization Expenses | Covered |
| Post Hospitalization Expenses | Covered |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | Yes |
| Additional Cover for Critical Illness | NA |
| Automatic Restoration of Sum Insured | Up to Base Sum Insured |
| Pre-Existing Disease / Illness coverage | 48 months for SI upto 4 lacs,36 months for SI 5 lacs to 1250000,24 months for SI above 15 lacs |
| Waiting Period for New Policy | 30 days |
| Co-Payment | NA |
| Medical Screening | NA |
| Free Health Checkup | Once in 2 yrs for SI upto 4 lacs,Annualy for SI above 5 lacs |
| Ambulance Expenses | up to 3000 |
| Non-Allopathic Treatments | Yes |
| New Born Baby Cover | No |
| Daily Hospitalization Allowance | Upto 4000 per day |
| Donor Expenses | Covered |
| Attendant Allowance | NA |
| Nursing Allowance | Covered |
| No Claim Discount | NA |
| No Claim Bonus | 20% of base SI, max 100% |